Y Yaar Khata
🌿 Fresh Mint · Made for Pakistan

Split expenses
with friends, stay friends.

Yaar Khata makes shared money simple. Track who paid, split bills equally or your own way, and settle up in the fewest payments — for trips, flatmates, dinners and every group in between.

✅ Free to start 🔒 Your data, protected 🌙 Dark mode & 5 languages
Goa Trip 🏝️
You are owed Rs 4,250
Across 5 members · 12 expenses
🍽️Dinner at Kolachi
Ali paid Rs 6,400 · split equally
−1,280
Fuel & tolls
You paid Rs 3,000 · by shares
+2,400
🏨Guest house
Sara paid Rs 9,000 · by amounts
−1,800
Settle up
3 payments clear everyone
Go
💸 Settled in 3 taps
📊 Insights by category
3
Split modes
14+
Expense categories
5
Languages · en ur ar hi es
Rs 0
To get started
Everything you need

One app for every shared expense

From a quick chai run to a month-long trip, Yaar Khata keeps the numbers honest so nobody has to do mental math at the table.

👥

Groups & members

Create a group for any occasion, give it a colour, and add members who confirm before they join.

Three ways to split

Split equally, by exact amounts, or by shares — with a dedicated keypad for each member.

💰

Income & transfers

Record money coming in and person-to-person transfers, not just expenses, so every rupee is accounted for.

🧾

Expense from a bill

Split a single receipt across everyone on one screen, and attach a photo of the bill for proof.

🔁

Recurring expenses

Rent, subscriptions and bills repeat automatically — daily, weekly, monthly, yearly or a custom cycle.

🤝

Smart settle up

Debt simplification finds the fewest payments that clear the whole group. Fewer transfers, zero confusion.

📊

Insights

See spending by category, by payer and over time with clear charts that make patterns obvious.

⚖️

Live balances

Know exactly who owes whom at a glance, and tap any member to see your full shared history.

🔔

Activity feed

A running log of every add, edit and settlement keeps the whole group on the same page.

🔍

Search everything

Find any expense, member or note in seconds across all your groups and transactions.

🌙

Dark mode & languages

Beautiful light and dark themes, plus English, Urdu, Arabic, Hindi and Spanish with full RTL.

💬

In-app support

Raise a support ticket right from the app and get help without leaving Yaar Khata.

How it works

Fair in three simple steps

1

Create a group

Start a group for your trip, home or event and invite friends by email or a shareable link.

2

Add expenses

Punch in what you spent, pick who was involved, and choose how to split it. Add a receipt if you like.

3

Settle up

When it's time, Yaar Khata suggests the fewest payments to clear every balance. Tap, pay, done.

Split your way

Because not every bill is equal

Yaar Khata handles the three splits people actually use — and does the maths for you every time.

➗ Equally

The classic. Divide a bill evenly across everyone who took part.

DinnerRs 4,000
4 peopleRs 1,000 each
🎯 By amounts

Enter exactly what each person owes when shares aren't even.

AliRs 1,500
SaraRs 900
YouRs 600
📐 By shares

Assign weighted shares — great for rooms, portions or usage.

Big room (2×)Rs 5,000
Small room (1×)Rs 2,500
Pricing

Start free, upgrade when you're ready

No card needed to begin. Go Pro for unlimited groups, receipts, insights and exports.

Free
Rs 0 /mo
  • Up to 3 groups
  • Unlimited expenses
  • Basic split modes
See details
Most popular Pro Monthly
Rs 499 /mo
  • 7-day free trial
  • Unlimited groups
  • Receipt storage
  • Charts & insights
  • Export to Excel · No ads
Go Pro
Pro Yearly
Rs 3,999 /yr
  • Everything in Pro
  • Save 33%
  • Priority support
See details
FAQ

Quick answers

Is Yaar Khata free to use?

Yes. You can create up to 3 groups with unlimited expenses on the free plan, forever. Upgrade to Pro any time for unlimited groups, receipt storage, insights and exports.

How does "settle up" work?

Yaar Khata looks at every balance in the group and calculates the smallest set of payments that clears everyone. Instead of five people paying each other back, you might only need two or three transfers.

Can I split a bill unequally?

Absolutely. Split equally, by exact amounts, or by weighted shares. You can mix and match across different expenses in the same group.

Which currency does it use?

Yaar Khata is built for Pakistan and uses Rs / PKR throughout, with clear formatting on every screen.

See all FAQs
Get the app

Ready to split without the awkward maths?

Yaar Khata is coming to Android. Join thousands of friends, flatmates and travellers keeping their money fair and their friendships intact.

COMING SOON ONGoogle Play
Want early access? Get in touch